UmmahCheck

Zakat Calculator

Estimate your Zakat — 2.5% of zakatable wealth held above the Nisab threshold for one full lunar year (Hawl). Everything you enter is saved only in this browser's local storage, never sent to our servers.

Nisab threshold

Nisab is the minimum wealth that makes Zakat obligatory — the value of 85g of gold or 595g of silver. Many scholars recommend the silver standard since it's lower, making Zakat obligatory for more people and directing more support to those in need — but the gold standard is also valid. We don't fetch live prices, so enter today's rate from your bank, a dealer, or a financial site.

Enter a silver price above to calculate your Nisab threshold.

Your zakatable assets

Cash & bank balancesChecking, savings, cash on hand
$
Gold & silver jewelry Scholars disagree here: the Hanafi view includes personal-use jewelry, while many others exclude a reasonable personal amount. Include it only if that matches your understanding.
$
Stocks & investments Market value of stocks, funds, or retirement accounts you can access. For actively-traded holdings most scholars use full value; for long-term investment shares some apply a lower percentage instead — this calculator uses the value you enter as-is.
$
CryptocurrencyCurrent market value of digital assets held
$
Business inventoryTrade goods held for resale, at current market value
$
Money owed to youLoans or receivables you expect to be repaid
$
Debts & liabilities dueShort-term debts due now or soon — subtracted from your total
$
Total zakatable assets$0.00
Minus debts-$0.00
Net zakatable wealth$0.00

Enter a gold or silver price above to check whether you've reached Nisab.

This is a simplified estimate to help you plan, not a religious ruling. It assumes you've held this wealth for one full lunar year (Hawl) and doesn't cover every asset type (e.g. agricultural produce, livestock) or every school of thought's rules on investments and jewelry. For your specific situation, consult a knowledgeable scholar or your local Zakat authority.